Lost Luggage Insurance: How It Works and How to Recover Lost Items

Coverage Details:

Lost luggage insurance covers the loss, theft, or damage of baggage and personal belongings while traveling. It typically includes reimbursement for the value of lost items, up to a specified limit defined in your policy.

Notification and Documentation:

Immediately report the loss or delay of your luggage to the airline’s baggage service office upon arrival. Obtain a Property Irregularity Report (PIR) and keep a copy as it serves as proof of your claim.

Filing a Claim:

Contact your travel insurance provider as soon as possible to initiate a claim. Fill out the necessary claim forms provided by the insurer and submit them along with supporting documents.

Supporting Documents:

Required documentation may include the PIR, baggage claim check, travel itinerary, receipts for lost items, and any other relevant proof of ownership or value. Keep copies of all documents submitted for your records.