Flight Delay: What Compensation Does Travel Insurance Provide?

Coverage Period:
Travel insurance policies vary, but coverage for flight delays typically begins after a specified waiting period (e.g., 6 hours) from the scheduled departure time.

Reimbursement for Expenses:

Travel insurance may reimburse you for reasonable expenses incurred due to the delay, such as meals, refreshments, accommodations, and essential items like toiletries and clothing. The amount covered for these expenses is usually subject to a daily limit and requires receipts as proof of expenditure.

Policy Limits and Conditions:

Coverage limits and conditions for flight delays vary between insurance providers and policies. It's essential to review your policy documents to understand specific coverage details, including maximum reimbursement amounts per delay or per day.

Documentation Requirements:

To file a claim for compensation due to a flight delay, you will typically need to provide:
Proof of the delay from the airline (often a written confirmation or a letter stating the reason and duration of the delay).
Receipts for expenses incurred during the delay (such as food, accommodation, and transportation).